Merchant Credit Card Auditing


Analyze. Optimize. Protect.

Reduce payment processing expenses.
Protect against future rate increases.

No switching payment processors

No effort on your part

Fees contingent on savings

Zero risk

Average merchant savings is 28%

The RateGuard program manages the
complex payment processing fees on your
behalf, ensuring your rates are optimized
and protected from future rate increases.
No switching payment processors.


The RateGuard Savings Analysis audits your merchant account statement
against thousands of interchange and
assessment fees to uncover overbilling
and hidden charges. Your statement
data is analyzed and benchmarked
against optimal pricing available with
your current payment processor,
providing a clear view of potential program savings. Analyze

Identify Savings

Enrolling in the RateGuard program will
optimize your rates with your current
payment processor, ensuring your merchant account is configured correctly to
take advantage of the lowest payment
processing rates. The process is fast
and there’s no changing payment processors or the manner in which credit
cards are processed.

Capture Savings

After your payment processing rates
are optimized, they need to be protected against future rate increases. When
your payment processor attempts to
increase your rates, RateGuard will
protect you. Each month, you’ll receive
a report showing realized savings from
the RateGuard program, along with
trending payment processing data

Secure Savings

How much savings is available with your payment processor? With the RateGuard Savings
Analysis, we can tell you exactly how much you’ll save every year – without changing your
payment processor. There’s no cost or obligation for the RateGuard Savings Analysis

Once we’ve identified the savings opportunity, enroll in RateGuard to capture
the savings and protect your rates against future increases. There’s no risk or
effort from you and no changes to your payment processor.

The RateGuard program works directly with your current payment processor, eliminating the
headache of deciphering complex pricing schemes and ensuring your processing rates are optimized.
Reducing your credit card processing fees is simple and fast with RateGuard.