Compliant by design — and documented to prove it.
Every plan operates under IRS §105/§125 and ERISA, with third-party legal opinions and audit-ready documentation delivered from the start — so your CPA never has to take our word for it.
Built on decades-old code — not a loophole.
IRS §105/§125 alignment
Structured on long-standing code, with third-party legal opinions and formal plan documents.
Third-party legal opinions
Independent counsel reviews are delivered with your documentation.
ERISA / ACA plan documents
Full plan documents, notices, and employee communications, included.
Substantiation logs
Participant records maintained continuously — audit-ready by default.
Quarterly reviews
Ongoing compliance oversight, plus annual re-certification.
HIPAA data security
Encryption at rest and in transit, with role-based, least-privilege access.
Documentation your finance team can file.
Third-party legal opinion letter
ERISA / ACA plan documents & notices
Employee communications
Substantiation & participation logs
Monthly utilization reports
Year-end, CPA-ready packet
You're not alone.
Our Compliance Concierge provides IRS-ready documentation and legal and administrative support throughout any review — with no separate third-party administrator required. Bring your CPA to the briefing; we welcome the scrutiny.
Give your CPA something to smile about.
See the documentation and the mechanism in a free 15-minute briefing — no obligation.