The Delphi Advisors helps employers capture savings hiding in plain sight — responsibly, compliantly, and without disrupting what already works.
We believe great benefits shouldn't require a bigger budget. Our job is to help finance and HR leaders unlock IRS-compliant savings through the SIMERP (also known as a WIMPER) structure — and reinvest them into their people — with documentation strong enough for any auditor and simple enough for any HR team.
Third-party legal opinions and audit-ready records from day one.
Cost-neutral by design — the program pays for itself.
We handle setup, documents, and reporting; you approve and go live.
Founder, The Delphi Advisors — Philadelphia, PA. Todd works with finance and HR leaders to bring enterprise-grade tax and benefit strategies to companies of every size, with an emphasis on straight answers and defensible results.
The Delphi Advisors structures and advises; the wellness and virtual-care experience is delivered through vetted partners, and compliance is backed by independent legal review. [Confirm partner names/logos before publishing.]
There's no downside to a free 15-minute briefing — we'll tell you honestly whether it fits.